Success case

CIRBE predictive model
(for companies)

The challenge

A banking institution needs to determine the total accumulated risk (CIRBE) of a company to understand the margin it has with its financial state.


To carry out proactive commercial actions by predicting the accumulated risk of client companies.

How have we done it?

  • XGBoost
  • Synthetic variables creation
  • Exploratory Data Analysis

Results provided

With the predictive model, it has been possible to gain a better understanding of the financial status of clients and to adjust the credit granted to companies more accurately.